Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Barbara A

I'm relieved to have Nationwide for my fur baby

It's a bit high in premiums however I've had since Charlie was a puppy and feel confident knowing I can take him to the vet when necessary.
5

out of 5

POSTED: | BY: Deborah Capper

Good decision, good company

Had made decision to insure next kitten years before we got. This insurance was offered through work-never checked any other. Mr. Whiskers was a rescue shelter kitty and was a sick mess so insurance came with some pre-existing conditions that are not covered. (All were cured and have not reappeared) Insurance also does not cover chronic conditions. Fortunately he has none-all issues have been curable. He has a sensitive tummy and will sniff then taste then swallow anything on the floor so we have had a fair share of claims that have all been handled quickly and fair. We pay yearly and it is a rather large chunk of money but so far has been worth it. As most insurance policies I think they make out a bit better than we do but with this kitty you never know what can happen so it is worth the piece of mind. He is 3 years old and remains very happy and reasonable healthy. Claims are very easy to submit on line.
5

out of 5

POSTED: | BY: Judy Lynn

So happy I chose Nationwide!

This is my 1st experience providing health insurance for my pet, though I’ve had pets my entire life. I couldn’t be happier with Nationwide! Their representatives are always helpful, explaining the plans, answering my questions thoroughly so I can make an informed decision on what plan is best for my boy. I’m delighted with the ease of submitting claims and Nationwide’s response time in reimbursing. I’ve recommended Nationwide to family and friends and will continue to do so.
4

out of 5

POSTED: | BY: Terry Pickett

Some times frustrating

Confusion on some of the requirements for a claim. Items that normally worked on one claim did not work on another.
5

out of 5

POSTED: | BY: Cheryl seaver

Peace of mind

I was a little apprehensive about buying health insurance for Toby, but I couldn’t be more pleased. The claim process is so easy and payment is super fast!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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