Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa

Great service!

Everyone is super helpful, and it's wonderful knowing our baby is covered.
5

out of 5

POSTED: | BY: Deborah

Terrific

You guys rock. I could not take as good care of them if it wasn’t for you.
5

out of 5

POSTED: | BY: colleen

10 OUT OF 10

best insurance ever
4

out of 5

POSTED: | BY: Matthew

Great service hindered by an updated claim system

So far im extremely happy to have the insurance, its been so great to have for our senior cat so we can keep her in good health and check ups without having to worry about the medical costs. The largest issue is the out date claim system requiring photos/faxes/scans of the documents vs just an online form. Its extremely inefficient to have to print out papers, fill out by hand, take photos, email them and wait and hope they were submitted correctly where I than assume a claim agent has to manual fill out the information and read peoples hand writing.
5

out of 5

POSTED: | BY: Oleksandr

Everything was perfect with claim processing

Everything was perfect with claim processing

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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