Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: J. Gibson

So Glad I have pet insurance

I waited my entire adult life for Blue. She is worth the wait. She is a gift to our whole family. Fun focused and fierce (in a good way) When we learned of her diagnosis at just 2 years old, we were devastated. But the silver lining was knowing we were covered with pet insurance. It makes decisions regarding her care no longer fraught with an additional emotional burden of thinking through the financial aspect of how much this costs. Having Blue in our lives? Beyond worth and words. Having pet insurance? Priceless.
5

out of 5

POSTED: | BY: Melissa

Thank you!

I have only used the wellness portion of my policy so far, but I cannot ask for anything more. The claims have been processed quickly and my reimbursement was quickly deposited into my back account as well. I’m beyond pleased so far!!!!!
4

out of 5

POSTED: | BY: Paul

Claims System

Update claim system to allow claims to be submitted on line with a pdf file as well as sending in via mail.
4

out of 5

POSTED: | BY: karen

helps keeps furbabies healthy and gives pet parents peace of mind.

I never had pet insurance before so I can't compare to other providers. But I'm so happy with the service I received from nationwide this is my second year. Although it works on a reimbursement basis I'm not as hesitant to incur the expense knowing claims are processed fairly and rapidly. My four footers are getting all the care they need. The Tele-vet service has also given helpful fixes for the problem avoiding unnecessary trips to the vet.
5

out of 5

POSTED: | BY: Mary Narciso

Knowing The Financial Ease was Coming was HUGE

Our poor little Italian Greyhound has suffered two breaks in the past year. For the first break, we didn't have pet insurance so the financial burden was huge. When she broke her paw recently, after the stress of dealing with the surgeries, it was good to know some relief was coming. Reaching out to Nationwide was easy and we got responses quickly on how to file the claim, what forms to use and what we needed to submit with it. We received a check on the quicker side, I expected it to drag out over six months and it didn't, another huge relief! Thank you Nationwide! And Noodle thanks you too!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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