Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tracey Hall

Best Pet Insurance Ever!

Simple to understand and simple to use. Nationwide Pet Insurance is always there when I need them. Especially with finding the right vet and the service coverage details for when I really needed them for my pet. I highly recommend this insurance to everybody.
5

out of 5

POSTED: | BY: Cindy Gelb

Quick and caring

When my corgi had an emergency recently, the bill quickly skyrocketed. It was reassuring to know that Nationwide would help offset some of the expense. They did, and they did it quickly. That has always been my experience with this company. My dog is fine now btw.
1

out of 5

POSTED: | BY: Ben

Waste of Money

This is a lot of my fault. It's hard when you're rescuing puppies last minute and they need to see the vet asap. I didn't have time to wait 14 days for the underwriting process and $800 later, Nationwide was not on my side. Then they proceeded to tell me their worms were a "preexisting condition" which is false, they got worms because their previous owner left them in the field to eat poop and mud (didn't even submit this, the customer care individual just wanted to inform me). Make sure you get this way in advance before you start considering pet insurance. At this point, I don't need it and why would I pay $120/per pet if I won't even reach the $250 deductible (per pet) this year. I'll just use another insurance provider when it's time to renew their shots. Gave it a shot and wasted my money. blah
5

out of 5

POSTED: | BY: Marlena Black

Peace of Mind

Nationwide gives me peace of mind in time of need. Recently had a major emergency with my dog. They were responsive and very easy to work with.
5

out of 5

POSTED: | BY: Sara Roy

Easy claim filing and quick payment

I’ve found it quite helpful to have pet insurance and I find that it gives me peace of mind that when my dog needs treatment, it’s covered. I have both preventative care and illness coverage. Claim filing is easy, I just bring a form to my vet and they submit for me. I have automatic payments set up through my bank (for premium payment and for reimbursements), so I don’t have to think about paying my bill and my reimbursements get deposited directly to my account. Customer service has been very helpful and I’ve never had to wait long on the phone.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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