Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gina

Can’t thank Nationwide Pet enough!

It brings tears to my eyes each time Nationwide helps me with the medical costs for my pets. They are my guardian angels! Words really can’t express my appreciation. We love Nationwide Pet! Thank you so much.
5

out of 5

POSTED: | BY: Deborah

Best pet insurance I have ever had!!

Never had a problem. Very fair. They are there for you when you need them. Check sent out quickly, never any fuss. I stand by this pet insurance. They are true blue.
5

out of 5

POSTED: | BY: Shonnie

Good coverage no issues

Nationwide does a pretty good job. I submit claims via the Vitrus vet site and have to say it’s quite difficult. It takes me forever. I don’t think it works well with iPads.
5

out of 5

POSTED: | BY: Erika

Need to cover congenital and not have caps

This past claim went very smoothly. It was a stressful time and I appreciated not having to worry about costs while making sure Piper was taken care of. The caps to diagnosis and procedures is frustrating. And not covering congenital as other insurances will. That could be a deciding factor and would have been if If thought of it. Nonetheless this claim paid fast and was easy to deal with. The prior claims were fristrating as they took a great deal of time and required all of her records. When this was the first claim beyond my deductible I found that irritating.
5

out of 5

POSTED: | BY: Veljko

Best pet insurance for sure

If my family health insurance is just half good like is my dog Nationwide insurance I will be happier than ever
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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