Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,787

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julie

So grateful for the support and peace of mind

We woke up late one Saturday morning and were shocked that Lukas hadn't been awake at his normal time begging for breakfast. We didn't think much of it until he wouldn't get out of bed to eat. And then, when we could get him up, he wouldn't put weight on his back left leg. Off to the vet we went. Once we got the diagnosis and treatment plan, I put the claim through to Nationwide. I received the EOB and payment before Lukas was done healing! That's amazing! So grateful for the coverage, for the ease of use and the support of the claim. Thank you! You took a level of worry off this of this anxious pet parent. And Lukas is back to 100% - and hungry! Thank you!
5

out of 5

POSTED: | BY: Victoria

Easy to use and very responsive.

I started with this company many years ago when it was Veterinary Pet Insurance, and since Nationwide took over they have not missed a beat. The coverage and pricing are similar but the communication and service are better. Thanks!
5

out of 5

POSTED: | BY: Gary

Nationwide is so easy to deal with, makes having pet insurance a must.

Easy to file a claim when necessary
5

out of 5

POSTED: | BY: Virginia

Anyone who has a pet, should have this insurance

I am so glad that I took this out, when my dog was a puppy! I have never had a claim denied.
5

out of 5

POSTED: | BY: Evan

Excellent, timely service

Excellent in every way
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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