Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jess

Blown away (in a great way!)

Wow, just WOW! I got this insurance as a benefit through my existing employer. I have held other plans in the past with different companies but found they were a waste of money--nothing seemed to be covered and I was just throwing money away every month. On top of that it was like trying to figure out the da vinci code in submitting a claim, so I gave up trying to have pet health insurance. My furbaby is considered a senior dog now and pretty accident prone so when I got hired and read the policy through nationwide I bit the bullet and figured I'd give this company a shot, especially because the plans offered didn't discriminate against her age making if very cost effective for me to have "just in case". Going on three years now, and I'm so grateful I chose to opt in to this! I calculated out my baby's vet bills and what this plan reimbursed me along with the annual premium and figured out they had saved me over $500. It's stressful enough having to worry about my dog's health when I need an emergency run to the vet that having to worry about cost or how to get reimbursed shouldn't be an added burden. I especially love that you can submit online within minutes! I'm so grateful for having an pet health insurance company that isn't a scam. Seriously, THANK YOU.
4

out of 5

POSTED: | BY: Carolyn Lawrence

First time Pet Insurance buyer

I have had many pets and this is the first time I purchased the Pet Insurance. I went with Nationwide after reading reviews and a glowing recommendation from a coworker. My puppy is seven months old and the ease of uploading the vet bills and getting the explanation of benefits to see has been so easy! We had a specific issue that I called the customer service department about and the representative was so knowledgeable and kind in her responses I would not hesitate to call back if needed. Will definitely be going with Nationwide Pet insurance for all my future pets too!
5

out of 5

POSTED: | BY: Lauren

Easy claims process

The claims process was incredibly easy. I filled out a one page form, uploaded my invoice from the vet, and I had a direct deposit a few days later. Strongly recommend nationwide.
5

out of 5

POSTED: | BY: Maria Cicero

Unparalleled coverage and customer service!

I have been extremely pleased with having Nationwide Insurance for my pet. They are the only ones in the industry to provide Wellness Coverage, and they pay claims their claims in a hassle-free and expedient manner. I feel safe and secure in having Nationwide Insurance for my pet!
4

out of 5

POSTED: | BY: Nick

Nationwide has been great so far for my little pup!

As is the case with any puppy, I've definitely had my share of visits to the vet, so it's been great to have Nationwide cover my back and make sure the little guy is staying on track!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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