Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Tina

MS

for the last 3 years the claim process was horrible, would take right up to that ' 30 days", where when we first got this insurance, claims were processed in a week or two at the most, the last couple of years i have thought of switching. Recently (since October 2019) i have seen great improvement in the time to process claims, it helps, vet bills are costly, so to have a claim processed quickly is a huge relief. i hope this is consistent.
5

out of 5

POSTED: | BY: Katie

Great support in times of need

Great customer service, user-friendly app for easily submitting claims, quick response to claim reimbursement.
5

out of 5

POSTED: | BY: Katie

Not a review per say

I don't understand why the anti-anxiety collars recommended by the vet during our appointment were not covered under the insurance. Can someone please let me know?
5

out of 5

POSTED: | BY: John

So far this is great coverage!

Insurance coverage has been great. Very easy claims process. Surprised you cover prescription food!
5

out of 5

POSTED: | BY: Daniel

Quick service

Well done
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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