Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: SUZANNE

Nationwide is on your side

I have had Nationwide Pet Insurance since Duke was 6 months old. I will always have Pet Insurance as long as I have a pet. I also have this insurance on my 2 rescue cats. I have referred my sister in law when she acquired her two Labrador retrievers. I refer Nationwide Pet Insurance to everyone I know and meet!
5

out of 5

POSTED: | BY: Chelsea

Major medical plan

I work in a vet hospital and went ahead and got insurance because I can save on preventative care. I have had great luck so far and I have heard a lot of our clients enjoy nationwide as well. I’ve only had it about 3 months and my pet has already reached the deductible. So far all good!
5

out of 5

POSTED: | BY: Norma

Annie's oral surgery was supposed to be the extraction of two teeth, but...

Annie's oral surgery was supposed to be the extraction of two teeth, but after the x-rays were taken, the total rose to five teeth. She did nicely and ate right away, not bothering to think of all the stitches, Three days later she started playing with her toys. The only item missing was the email I always received from VPI letting me know that they had received my claim and were processing it. A few days later I stopped at the Animal Hospital and asked them to check to see if they had faxed the claim. Of course, that afternoon I received my check in the mail.
1

out of 5

POSTED: | BY: Norma

Annie's oral surgery was supposed to be the extraction of two teeth, but...

Annie's oral surgery was supposed to be the extraction of two teeth, but after x-rays were taken the total moved to five teeth. She went through it very nicely, She overlooked her stitches and ate well but it took to the third day until she started playing with her toys. The only thing missing was the email I used to receive from VPI letting me know that the Animal Hospital had faxed my claim to them and they were processing it. I even stopped back to the Hospital to see if they had indeed faxed it. Of course, that afternoon I received the check. It was a big help in paying for part of the final expense.
5

out of 5

POSTED: | BY: Heather

Expensive, but when reimbursed, it’s nice!

Nationwide pet insurance is costly, however, going to the vet is expensive! It’s great to know we will get some of the cost of our vet bill back with Nationwide.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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