Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sheri-lyn

Great job

Nationwide pet insurance has been a god sent to us. Thank you for all you do for my furbabies! We Reccomend you to everyone!
5

out of 5

POSTED: | BY: Robyn

Excellent service

We love nationwide!!
5

out of 5

POSTED: | BY: Greg

Best investment I could have made for my pet!

Having a new puppy can be a bit stressful and challenging. Getting this pet insurance was the best decision. It has taken costly vet bills off my list of stress producers!
3

out of 5

POSTED: | BY: vera

somehow hard to claim

1. It is extremely hard to file claims for flea and tick treatments. I usually order those online and those are not prescription drugs so it is very hard to have my pet's name on the receipt in order to claim those charges. The only way to get reimbursed on those treatments is to order from a vet, which usually charges higher price than online stores. 2. I changed from healthy paws + wellness plan to Nationwide whole pet. I was very cautious and brought my pet to the vet whenever i felt like she was behaving a little abnormal. She was once limping for 20 minutes after she got up (her leg was probably just asleep) and she was fine afterwards. So i brought her in just to make sure my pup was doing okay. The vet put limping on the vet note and did not suggest any treatment. Nationwide counts that as pre-existing condition. There are several other cases like that which are counted as pre-existing conditions. Overall, for the price i paid, i should've just stay with healthy paws and the wellness plan instead of switching and facing all those pre-existing condition problems. Plus I heard from other pet owners that NW prices are increasing by a significant amount this year. Sorry, not very satisfied with what i get so far.....
5

out of 5

POSTED: | BY: louann

very simple

a very positive experience.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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