Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan Morrow

Nationwide Pet Insurance allows me to focus on getting the best care for my pup!

The comprehensive policy I have with Nationwide allows me to make the best choices for my pet’s healthcare. If the vet strongly recommends a diagnostic test, I feel financially secure enough to authorize that course of treatment, rather than adopting a “wait and see” option. Nationwide reimbursements are quick and the staff has been professional and kind when I called with questions. Bottom line? I trust my vet and I trust Nationwide to help me give my sweet pup the best possible care!
5

out of 5

POSTED: | BY: Jennifer Glover

Excellent service

We’ve had pet insurance through Nationwide for 4 years for my two dogs, and thankfully never had to submit any claims aside from wellness visits until this past month when my dog Wally was injured and needed spinal cord surgery. I honestly expected to have to battle the insurance company to get them to pay the claims (just based on my experiences with human health insurance I guess). I was happily surprised when Nationwide paid the promised 90% of Wally’s bills. Submitting the claim was quick and easy using their app, and the money was directly deposited into our bank account within 1 week. I was very impressed, and highly recommend Nationwide for your pet insurance needs.
5

out of 5

POSTED: | BY: Gail Toliver

Appreciate the quickness in reimbursing us for the out-of-pocket vet bills

During this stressful eye surgery, it was great having the out-of-pocket costs reimbursed so quickly.
5

out of 5

POSTED: | BY: Tim

Easy to use

Quick, easy and reliable service
5

out of 5

POSTED: | BY: Patti Ann

Fast. Reliable. Caring and accurate.

Great company.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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