Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: TERESA

stress free and easy to process claims

i am very satisfied with the service provided by Natiowide.
4

out of 5

POSTED: | BY: gabriel

Issue Using Nationwides Claim Service

This was overall a really positive experience. Called the customer service hotline two separate times to discuss whether the insurance would cover the operation. Both ladies were extremely friendly, and while I understood the policy is not to say "yes its covered" on the phone, they were very knowledgeable. The only issue I had with this experience is that your claim submission website was down for three days... I ultimately had to download the Vitusvet app to submit my claim. Which I only learned of from calling your customer service hotline (once again amazing). Was frustrating given that I had to pay out of pocket for the operation and needed to get a refund as soon as possible to cover other expenses.
5

out of 5

POSTED: | BY: Janice

Efficient

Good company and coverage. Not inexpensive but so far no problems
5

out of 5

POSTED: | BY: Joel

We love Nationwide

We love Nationwide. Our three Aussies have covered forever. Great service and caring staff.
5

out of 5

POSTED: | BY: Carl

Best insurance ever.

Learned about pet insurance from my son. His dog had some early problems and it really paid off for him. When we got our new puppy we checked into insurance. Nationwide was one of the ones she recommended. After researching the companies I decided to go with Nationwide. They had the best coverage as far as I could tell. I selected Nationwide and am glad I did. The customer service has been excellent and payments are timely. Best choice I have ever made. Totally worth it to me. Thanks Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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