Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linda impagliazxo

Social worker

Great company
4

out of 5

POSTED: | BY: Stefany

Easy to make claims, but limited coverage

We have had a lot of challenges with our pup and know insurance won’t cover it all. Nationwide has covered the claims we have sent and has processed items very quickly with no hassle. The hardest part is the added exemptions after every vet visit. Namely, any small skin lesion we want to have removed won’t be covered until after removed since we had it checked out prior. That’s just silly.
5

out of 5

POSTED: | BY: Jess Morris

Mrs.

I have had nationwide for almost 5 years now. Within the past year I really have see an improvement with the service and the terms of agreement.
5

out of 5

POSTED: | BY: Sue

Outstanding

I cannot say enough about VPI I recommend them to all my pet owner friends and I get a discount belonging to AACN and that’s so kind of you to do for a nurse.Piper is taken care of because of the great service you provide!
5

out of 5

POSTED: | BY: Brad

We love Nationwide Pet Insurance

Fast and helpful as always. Thank you

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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