Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chuck OConnor

Excellent Pet Insurance

This is the best pet insurance your money can buy!
5

out of 5

POSTED: | BY: Trish Seegers

Nationwide Pet Insurance was a great choice

This pet insurance company is the best. Excellent customer service and do very easy to file a claim! Just send a pic of the bill and the money is promptly deposited into your bank account!
3

out of 5

POSTED: | BY: Michelle condie

The submitting claim easy. Not impressed with your electronic deposit that didn’t work or customer service except Marsha.

The claim submitted process fantastic. Electronic deposit didn’t work bc I never received email from chase, and waited online for 20 min no help, one unanswered email, and multiple phone calls the following day. You need to have a better way to electronically deposit if someone doesn’t get the email from chase other than saying it will expire and come back to us in 15 days and then will take another week to get a paper check. That part was ridiculous, and has been smoothed over since I asked for a manager and Marsha ext 6443 took over. She has been very sympathetic and caring on trying to get my check to me and has followed up several times. I would not recommend nationwide after my first claim due to customer service being unsatisfactory other than Marsha. I also think your inability to work with chase to send another email for a customer to “claim” their money if they didn’t receive the email to do so is ridiculous.
5

out of 5

POSTED: | BY: Jennifer Talbot

Terrific service

I always waited too late in the past to purchase pet insurance. When you are having a crisis, it is too late. This time it was the first thing I did when I brought my pet home. I am very happy with the service and wish my personal insurance was as easy.
5

out of 5

POSTED: | BY: Kim

I’ve only used it for wellness so far..but I’m so happy I have it!

I like the simpleness of this policy!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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