Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David

Nationwide has been a life saver! Literally.

I was skeptical about signing up for pet insurance. Several of my friends told me it’s not worth it and it wouldn’t pay for itself. First, let me just say, if insurance doesn’t pay for itself - consider yourself lucky! That means you didn’t need to use it. However, Nationwide has really come through for me on several occasions. The bulk of my cat’s vet visits are for a preexisting condition, so they’re not covered. But I’ve had several large vet bills that have been covered. Nationwide has seriously saved my cat’s life. I maxed out my credit cards paying for treatments. I wouldn’t have been able to continue if Nationwide hadn’t come through for me. Thank you Nationwide! You have a customer for life!
5

out of 5

POSTED: | BY: Hollea

You are wonderful!

Claims are easy to file and payment is prompt. This is terrific insurance.
5

out of 5

POSTED: | BY: beth

You took the stress out of our dogs injury

Great experience
5

out of 5

POSTED: | BY: Carolyn

I LOVE Nationwide Pet Insurance

I have had Nationwide Pet Insurance for my 3 year old Miniature Schnauzer, Chase since I got him from the breeder. All claims are handled efficiently. I love the ease of receiving a text that the claim has been settled and money will be deposited into my bank account. I recommend Nationwide Pet Insurance to anyone I know who has pets. Thank you for making the claims process so easy. Chase says "Thanks" too!
5

out of 5

POSTED: | BY: David

I'm impressed with the ease of using your program

I have been impressed with the simplicity of filing claims online and how quickly the reimbursements have been received. The policy is clear and when I have had questions, your customer service team has been very responsive and great to deal with. Your web site is very simple to navigate and makes the process of handling claims extremely simple. Thank you!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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