Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rachel Lucero

Nothing but the best for my Fur Baby

My cat was hospitalized 3 times in 2 months and each time I was reimbursed so quickly. What a relief to be able to tell the vet what ever you have to do, knowing it will be covered.
5

out of 5

POSTED: | BY: Shannon Clemens

If you have a pet you need pet insurance

I have three dogs and they are all covered by Nationwide Pet Insurance, besides reimbursement for annual preventatives and check-ups I have the piece of mind that if something catastrophic happens my decision is based on what is best for my furry babies and not what is affordable. Nationwide Pet Insurance makes it extremely easy to file a claim, check on the status of claims and refunds can be directly deposited back into your account. The entire claims process is quick and easy with explanations stated clearly.
5

out of 5

POSTED: | BY: Jennifer Whittenburg

Easiest insurance claims I have ever dealt with

This is the first time I have purchased a pet insurance policy. So far, the ease of use and peace of mind have been worth every penny.
5

out of 5

POSTED: | BY: Andrew

Great service

You guys are really great, and the timeliness of paying claims is fantastic. Would be great if claim submission, particularly via electronic submission, was simpler.
4

out of 5

POSTED: | BY: Christi

Speedy Services

Once you Send in your pet’s medical records the review of your submitted claims is swift. The website can be improved to be more intuitive. My dog has better insurance than I do!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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