Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy

Thank you for such informative and prompt service on Trina's claim. She is doing great!

Have had VPI insurance through Nationwide on Trina since she was a puppy. It has been well worth it. Comforting to know they are there to back up expensive medical care for our little Trina. We want only the best for her!
5

out of 5

POSTED: | BY: Flora

AWESOME

I was doubtful when I first joined but you all have stood by your contract and word. Thank you for helping me to take care of my pet. Keep up the good job on all ends.
5

out of 5

POSTED: | BY: Catherine

Great Turn Around Time!

The last few claims that I have submitted have been reviewed approved and payment sent in a very short amount of time. I truly appreciate that since I have waited over 45 days with other insurance that I have used.
5

out of 5

POSTED: | BY: Catherine

claim

claims are easy
5

out of 5

POSTED: | BY: Corinne

Using Nationwide was easy and the refund from my claim was quick!

The first amount from my claim that came through was incorrect, however, I called customer service and got a very friendly rep that re-submitted my claim again because the items that should have been covered were not processed and it got remedied right away. Overall a very smooth and easy process for my claim.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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