Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,245

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Ana

Need to enhance customer service

Overall good service. However I have had some issues when I have spoken with representatives as they have not been able to either clearly answer my questions or have given me different information about a same issue. Moreover none of them give you their name, so they are not held accountable either.
5

out of 5

POSTED: | BY: Kim

Why didn't I do this sooner?

It took me multiple pets before I pulled the trigger, and it's the smartest thing I've done with our newest pup!
5

out of 5

POSTED: | BY: Anneka

Always easy to work with

For the few months that we've had Nationwide Pet Insurance, I have had really positive experiences. Submitting claims is easy, and getting reimbursed is easy.
5

out of 5

POSTED: | BY: Kim

A necessary worthwhile monthly expense

This is my second pet with Nationwide. I feel safe that if my pet has an emergency, I have coverage... a peace of mind.
5

out of 5

POSTED: | BY: Cheri

I am extremely satisfied

Our puppy got sick and we had to take her to the emergency vet. The emergency vet then wanted us to follow up with our regular vet, who tan tests. The bills were beginning to pile up! Nationwide paid pur claims quickly and fairly. Our puppy is feeling much better! Buying the insurance was a good decision and I am grateful for their quick response.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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