Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Melinda

Great insurance, just what we needed.

Thank you for this wonderful insurance at a reasonable price. Our dog has never been sick, so it was a shock when he developed an illness, almost died, and had to be in the hospital several days. He is now feeling better and acting like his old self again. The claims process was easy with the phone app, and the electronic payment was super fast and just what I expected. Thank you, Nationwide!
5

out of 5

POSTED: | BY: Rossana

Thank you for caring about Pepper

Thank you very much for taking care of Pepper in 2019. Filing claims is easy and the response time is quick.
5

out of 5

POSTED: | BY: Flordeliza

I am satisfied for the benefits of my dog insurance.

NA
5

out of 5

POSTED: | BY: Mike

Exceeded my expectations by far.

Rosie is our first pet and I had no idea pet insurance even existed. I became aware through my corporate benefits package and signed up. I wasn't sure what to expect when I first start submitting claims but I was quickly amazed. The process was extremely quick and easy. Everything was being covered and the payments were made way ahead of the expectations set during submission. I have already recommended Nationwide pet insurance to multiple pet owners.
5

out of 5

POSTED: | BY: Hope

Absolutely the best! True life savers!

I cannot express how greatful we are to have you in our corner. I honestly do not know how we could have gone thru this without you. You truly are worth every dime spent on our policy. We have a house full of Irish wolfhounds, three to be exact. And we look at them as our family and will do anything and everything we can for them. Which is why we have your insurance. Heart breaking as it is to say we had pneumonia hit our family members this past winter and we were able to save one, but had to help our other girl cross over the bridge. On all days, Christmas. We are still devastated from our loss of our beautiful Honor. Our other girl Heaven is now fighting her second round of pneumonia and so far doing well. This has and is costing more money than we could have afforded with out you. I thank God every day for making the right decision and going with your company. Not once have I had to cut any medical care short for lack of money. And I can say, I truly have done any and everything I can for them. And knowing this gives us some comfort. I am very happy with your prompt pay and wonderful customer service. Believe me I have been your biggest advocate on pet insurance. I have even told some breeders that it should be mandatory in their contracts. As for us, I'm praying this will be the last of the pneumonia once we get her over it AGAIN. We are so ready for pack to be back healthy and happy. Thank you agian from the bottom of our hearts! The Powers family

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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