Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Diane

Worth Every Penny for the Peace of Mind it Gives

I have had Nationwide Pet Insurance (formerly VPI) covering my dogs for over 15 years. Nationwide has covered everything from regular health care to cancer treatment. Their online system is easy to use and everything can be done online. They’ll even deposit your reimbursement checks directly into your account within a few days of submitting a claim. And, they’re constantly looking for ways to enhance and improve their services.
5

out of 5

POSTED: | BY: Mimi

Quick turnaround!

Easy submission on the app. Processed within days. Much better than it used to be -- I used to have to wait almost a month and lately it is just a few days.
5

out of 5

POSTED: | BY: Marta

Awesome insurance! Thank you for being there for our fur-family!

What you see is what you get. Great company! Reimbursed quickly with no red tape 👍🏻
5

out of 5

POSTED: | BY: Suzanne

So glad we chose Nationwide!!

Thank you Nationwide!! Always responds in a timely manner and I’m so grateful that Jax and I have you in our corner! So glad I made the decision to take out out pet insurance. 👏👏
5

out of 5

POSTED: | BY: Debbie

Fast

Amazingly fast claim processing, I wish my own health Insurance was this good! I’m a firm believer in pet insurance following this, being my first experience using it.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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