Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Maria

Thanks for processing the claim in a timely manner.

Pan has recovered very well. It was stressful for a while, but knowing we had insurance relieved some of it.
5

out of 5

POSTED: | BY: Jeff

Best use of my money....EVER

My employer offers pet insurance as a additional voluntary benefit and the monthly payment is deducted from my paycheck. I couldn’t be happier that I chose this. My Rylee was lethargic, unable to regulate his temperature (cold ears and tummy), vomiting twice a day. On the 3rd day of this I took him to the veterinarian, they did some tests and recommended a stay in a 24 hour animal hospital for more tests and observation. This 3 day stay cost $2000. Once they found out what was wrong (Addison’s Disease) and got him on the right meds, I took Rylee home and used the VitusVet app to submit my claim. 10 days later, I had an $1800 reimbursement waiting for me. I had a message from Nationwide checking on Rylee to make sure he was ok. This company actually cares about it’s insured. I even upped my coverage to include the Wellness option for non-accident/emergency on both my pups. Far too often I see posts online about people not being able to afford their vet bills and opting to just put their pets down. This is the better option.
5

out of 5

POSTED: | BY: Anita

Great policy program

I am so pleased with how easy it has been to work with Nationwide. They are awesome when I have to call and their website is very easy to use.
5

out of 5

POSTED: | BY: Kelsey

Lifesaver

Having this insurance has saved me so much stress and debt. Dogs are not just animals, but our kids. And just like kids, they need to go to the dr for routine visits and emergencies. You just never know what could happen. I wish I had known about it sooner. From Zoey the Dalmatian and myself, thank you. We appreciate you putting us first.
5

out of 5

POSTED: | BY: Mark

Pleasantly surprised that Nationwide would cover my 11 year old Corgi!

I didn’t think I could get pet insurance for my 11 year old Corgi. Wow! Was I surprised by Nationwide Pet Indurance! (Of cours, pre-existing conditions are not covered.) I have filed two claims this year and they’ve both been paid.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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