Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gail

I love this company!

Easy submission, awesome deductible, great customer service!
5

out of 5

POSTED: | BY: Elizabeth Castillo

Thank you!

Im very pleased with the efficiency of payment & reimbursement for peanuts bill.
5

out of 5

POSTED: | BY: Randy Robinson

Copays would be an improvement

Easy to use, no issues other than paying up front and waiting for reimbursement. Needs to be more like traditional copay insurance.
5

out of 5

POSTED: | BY: Jennifer

Gives peace of mind

I have used Nationwide (and VPI before them) for about 8 years now and i have 2 dogs covered. It is nice having the peace of mind knowing that all or some of my vet bills will be reimbursed. It is so easy to submit claims using the app and the reimbursement always come through in a timely manner. It is pricier than some, but the ease and efficiency makes it worthwhile. I don't really have any complaints other than they stopped covering for neutering and teeth cleaning.
5

out of 5

POSTED: | BY: Dominic Ambrosano

Great insurance

Insurance is great. Quick and easy to file a claim. Refund comes back very quickly now, last year it took 3-4wks

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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