Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nicole

Love it - app makes claims easy

The app made claims so easy, and the service I have received so far has been exceptional. I love the vet helpline.
5

out of 5

POSTED: | BY: Zena

Nationwide is There When We Need Them

Our nine year old malamute had to have a second surgery on her knee, and it was a worrisome time that also was expensive. She’s home recovering now, but Nationwide acted on the claim immediately, and it appears that the bill is being covered almost entirely. Such a relief, and Nationwide made a bad situation so much easier. I appreciate the clear, direct response and making it possible for my pet to get all the care she needs.
5

out of 5

POSTED: | BY: Julie

Pet insurance, completely worth it!

I am so glad I got pet insurance when my babies were babies! I have one that is very low maintenance and I have one that makes up for several. Having Nationwide Pet Insurance has given me the peace of mind to be able to provide every health need to my high maintenance Mastiff so she can live the most comfortable life possible in a world where she is allergic to basically everything in the air that surrounds her!
5

out of 5

POSTED: | BY: Julie

Great service, pays out fast

Great service and easy to submit claims. Just wish the limit was higher as I now have to wait until October before I can make another claim
5

out of 5

POSTED: | BY: Ashley

Super Grateful for this insurance!

I am super grateful to have nationwide pet insurance to help cover the cost of care of my fur babies. It’s stressful enough to have sick pets, but even worse to have to worry about how to cover the expenses. Claim refunds are turned around quickly, and it’s super easy to submit and follow up!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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