Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,245

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christina

Very easy to submit claims and receive reimbursement timely.

Very efficient and to let on reimbursements. It’s been a very goo service for my pet, however, my policy went up 55% and I feel it was due to my recent claim. I have the same coverage but opted for the $250. Deductible instead of what I had been paying ($100 deductible) and it’s still a lot more monthly. I feel it’s not fair and my let doesn’t have a major illness and her medication is very inexpensive. It was the procedures that were expensive.
5

out of 5

POSTED: | BY: Charlene

Invaluable

We were with VPI Pet Insurance for years before it joined with Nationwide. We have had nothing but positive results with claims filed for each of our dogs. Most notably, when our Bernese Mountain Dog, Stella, needed special care, Nationwide was right there supporting us and helping us with the tough decisions that had to be made. Sawyer has also had some big issues and each time, Nationwide has been there for us. Nationwide has provided us the avenue to explore all medical options for our irreplaceable pets.
5

out of 5

POSTED: | BY: Patricia

The claim process is easy and quick.

Skyler is doing well. Thank you for processing the claim so quickly. Knowing we have the insurance encourages to seek vet care more routinely than we may have otherwise. This, of course, leads to a healthier and happier dog.
5

out of 5

POSTED: | BY: Brianna

Best pet insurance ever.

Vets are expensive. Whether you’re going in for vaccinations, stool sample, medications... you name it — the bill can be ridiculous. With nationwide pet insurance, I don’t worry about those things anymore. When I feel my dog needs to see a vet, nationwide makes it easy to feel comfortable taking her in and not worrying about the bill. They make it ridiculously easy to submit a claim. All you do is send a copy of your receipt, receive a confirmation email that your claim has been submitted and in a few weeks you have a check in the mail. It’s so simple. I love my dogs pet insurance so much, I’m actually considering switching my auto and renters insurance over to nationwide. I had an extremely bad experience with State Farm and if nationwide is half as good at auto insurance as they are for pet insurance... sign me up. 10/10 would recommend.
5

out of 5

POSTED: | BY: Robin

VERY HELPFUL

I have been so happy and grateful pet insurance is available to help with vet costs! It's been extremely helpful. Nationwide is also very prompt in returns. I have been very happy!! Thank you

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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