Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandra Papiez

Must Have!

Awesome customer service and quick claim reimbursements! My companion is alive today because of Nationwide!
2

out of 5

POSTED: | BY: Richard Sanchez

Nation Wide let me down

Nation Wide denied my claim even though my doctor didn't say he had dermatitis before his visit. They took it and used it against my dog.
1

out of 5

POSTED: | BY: Matt Keil

Erroneous Diagnosis

We signed Odin up at 1+ yrs and were asked for his records. We sent them along and received a note back stating he would not be covered for any future ear infections caused they were likely caused by allergies. This despite the fact that the vet records stated clearly the ear infections were caused by water from swimming. There is no mention of allergies related to his ear infections in his vet records. The letter had a similar response to his intestinal issues - they are categorically a prexisiting condition. The response implied no intestinal issues would be covered so we called customer service to gain clarification. Yes, we understand preexisting conditions specific to his bloody stool. So we asked the rep the question: if he eats a stick and has intestinal issues, will he be covered - the customer service response was "likely not". We were told to contest the response by sending the records (which you and the rep had) and explaining our position.
5

out of 5

POSTED: | BY: Bonnie

The best insurance in the west. Happy with this insurance

Two pups. Affordable. Claims great. Happy with insurance
5

out of 5

POSTED: | BY: Laurie DelVecchio

I would recommend your company to everyone.

I have had nothing but good experiences with Nationwide. Always a quick turnaround with reimbursement. Nationwide has a genuine interest with our pet in mind. Laurie

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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