Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ingeborg Chandler-Mertz

Nationwide has truly exceeded my expectations. I wish human health insurance was this easy.

I have pet insurance on three dogs. It is truly so nice to know that when I have an emergency or illness for any of them, that I can afford to take care of it without all the worries of financial obstacles. They care so much and their customer service is amazing. I totally recommend this insurance.
4

out of 5

POSTED: | BY: Mark Mellea

Review

Premiums go up with age. Too much to quick for my liking. That being said, customer service is excellent. They pay what they say they are going to pay, and they do it quickly. Overall happy with this company.
1

out of 5

POSTED: | BY: Chris

Don’t waste your money

This insurance is very expensive and they deny all claims. They are thieves and someone needs to stop them from raping the pockets of their policy holders.
2

out of 5

POSTED: | BY: Michael

Review of claim benefit

Recently asked for a review of my claim. The process was cumbersome and required about 2 hours of my time to collect past year information on my pet and mail all at my expense to California. Seems to me this could have been done online since all my dog's information has been previously sent to Nationwide. Final result? They determined I owed Nationwide not the other way around! Rediculous. I would not recommend Nationwide even though I have in the past. Very disappointed.
5

out of 5

POSTED: | BY: Rozalia M

Good

We are glad to switch from ASPCA after 7-8 years
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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