Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,245

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nancy

Very happy with insurance and service, hopefully insurance plan won't have such a steep jump next year!

I'm thrilled that I invested in this insurance plan for our little Oliver! I never knew that vet bills can become quite pricey very quickly! The service is extremely efficient and in that regard I have no complaints. However, the insurance plan almost DOUBLED in one year for me, if this happens again I don't know that I can keep up with the plan..
5

out of 5

POSTED: | BY: shanley

Nationwide really cares about your pets health.

I have had this insurance since she was about 4 months old. I am so glad that I got this insurance for my furry baby as she has many medical problems...I never thought that would have happened. They always take care of us. This little girl is our life.
5

out of 5

POSTED: | BY: Kim

It’s a great help to the veterinary bill.

I live on a fixed income and going to the vet can be scary because it’s an added expense. This insurance is wonderful. Every pet owner should have it
5

out of 5

POSTED: | BY: Andrea

Super easy to submit and receive claims!

Submitting a claim is click and easy! Take a picture of your bill, submit it on the app and receive a check!
4

out of 5

POSTED: | BY: Lindsay

Simple To Do!

Making a claim was so easy with Nationwide. I got a response back immediately that my claim had been received and I received my check within a week.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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