Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jacqueline

Nationwide Really Is On Your Side

I started with Nationwide when my company began offering it. I was hesitant at first, because friends did not provide me with positive information. They were wrong - ANYONE who has a pet needs insurance. Not only has Nationwide provided financial support during some tough illnesses, they are a great resource for information. When I lost my pup the day after Christmas, they send a sympathy card. May not seem like much these days, but they make every effort to make you feel like family!
3

out of 5

POSTED: | BY: Michael

Wellness Plan's COST just JUMPED UP! and the percentage coverage went down.

Wellness Plan's COST just JUMPED UP! and the percentage coverage went down. Now, on par with other pet insurances. smh
5

out of 5

POSTED: | BY: Nancy

The best pet insurance

I am a Vizsla breeder and recommend Nationwide to all my puppy owners!
1

out of 5

POSTED: | BY: Elise

Disappointed in service

Very disappointed in my recent claims. I spent a great deal of money on our dog's very rare medical condition and did not receive any reimbursement. There wasn't even a code for his diagnosis, how can the claim be turned down?? Poor coverage for expenses.
5

out of 5

POSTED: | BY: Christopher

Very grateful for this service

I’ve been extremely happy with this insurance and knowing my dog has complete coverage. Making claims is so easy it’s usually done by the time I sit down in my car after leaving the vet’s office.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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