Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristi

Eye injury from chasing rabbit under thorny bush

Glad to know my claims were paid for vet and ophthalmology specialty vet visits, procedures and medication. Corneal eye ulcer is still in process of healing but we have definitely saved the eye. Sure happy I bought Into Nationwide’s pet insurance plan for emergencies. Ease of transferring payments into bank account online as well.
5

out of 5

POSTED: | BY: Jane

Recovered

Our girl came home from boarding at a well known and very clean facility with a stomach ailment. She was on intravenous fluids for 2 days and multiple tests, her bill was $512. After a "get-a-way" trip, this was another big expense but it was mostly covered by her insurance. When we needed it, the coverage was there.
5

out of 5

POSTED: | BY: Lauren

Totally worth it.

This is the first time I’ve had pet insurance and it’s worth every dime. The piece of mind insuring my dog is priceless and I haven’t had any problems with reimbursements. Customer service is always fast and polite. My puppy’s future brothers and sisters will be insured with Nationwide.
5

out of 5

POSTED: | BY: Anupama

Amazing

Excellent customer service... timely and quick.
5

out of 5

POSTED: | BY: Nicole

Amazing care

Nationwide has made it so easy to keep my pet cared for.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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