Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: James Mundo

Biscuit’s Health.

After many visits to vet eye specialist, Biscuit’s eyes are finally doing better. Daily warm compresses and eye drops may be ongoing, but he is much better.
5

out of 5

POSTED: | BY: Ken Topielec

Best pet insurance ever

All our claims paid in full as per plan and paid quickly. Our dog has better insurance coverage than we do.
5

out of 5

POSTED: | BY: Karen Sailor

Nationwide pet insurance is awesome going on 15 years

There is so much to say I don't know where to begin. Nationwide pet insurance is a must for all pet owners. The reimbursement aspect is dynamite.. Wouldn't have it any other way. In fact its awesome over the course of the ti.me I have been reimbursed for all 3 days well over 20,000.00 yup that's twenty thousand. Thank you Nationwide.
5

out of 5

POSTED: | BY: Marcy Fantel

Nationwide is THE best pet insurance company!!!

We have been customers of Nationwide for over 20 years. Bacchus is our 4th dog and all have been covered by Nationwide (or previously VPI). After having three Shih tzus, we opted for a larger dog who we will train as a service dog for our younger son. We did a lot of research on insurance companies and our breeder recommended another company to all of her owners. Knowing we would neuter him, we wanted a professional opinion about the advantages and disadvantages of gastropexy. The Penn dr recommended it for him after seeing his chest and seeing him eat. VERY few companies cover gastropexy, but Nationwide does. Nationwide cares about the pets it covers. It wants the best for them and we are thankful a company like Nationwide exists. We are proud customers!!!
5

out of 5

POSTED: | BY: Tina Sebourn

NationWide helps me focus on getting my puppy the care and attention he needs!

We all know that unplanned vet visits are super stressful. My puppy has been sick on and off for almost a month and 2 different veterinarians were having a hard time trying to find the root-cause. So many tests that we needed to complete to eliminate possible diseases so it gets expensive very quick. Nationwide has a very simple claim procedure and within days, the claim is complete. No questions asked! I am very thankful that we got Nationwide on our side during this stressful times. Cooper (my puppy) is finally feeling better after several tests and the veterinarian is able to narrow down the possible causes and we're able to manage his condition. Thank you so much, Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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