Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ayn

Fast and Easy via email w/scans of paperwork

Figuring out how to submit the claim was a bit of a challenge. I tried uploading via the website. No luck. I was stuck in spinning hell. I downloaded the app. No luck with that either. The app is not really for just claims. It may be good for other purposes but I won't know because it frustrated me quickly. It did not feel intuitive and needed to much information. The easiest way to submit the claim was to scan the 21 pages of paperwork (I used the tiny scanner app on my iPhone) and sent it via email. The claim was reviewed within a week. I received the check within days. Thank you. I am so glad we purchased this insurance. Work out the kinks with the other ways to submit claims and I would make it a ten star rating as far as claim processing.
5

out of 5

POSTED: | BY: Mary Ellen

I am so glad I chose Nationwide for insurance for my pets.

I am so glad I purchased insurance for my frenchies. I had no idea they were going to have so many medical needs. Nationwide has been a blessing. Claims are easy to do online, and response from Nationwide and payouts back to me have been in good time. Thank you Nationwide!
5

out of 5

POSTED: | BY: Mike Slosek

Great Service

Excellent service with Nationwide Pet insurance! Very easy to submit claims. During the initial sign up process, the rep we dealt with, was very helpful and was able to guide us in the right direction with choosing the right plan for our dog. Keep up the great job!!!
5

out of 5

POSTED: | BY: Kyra Young

So happy we have Nationwide!

We had to rush Toffee to the emergency vet recently & Nationwide covered 98% (my guesstimate) of the visit. Getting reimbursed for the unexpected cost is such a relief and alleviates so much of the stress of having a sick pup/family member. <3
5

out of 5

POSTED: | BY: Maria

Dependable

Dependable, no hassle, easy to complete claims.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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