Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristen U

So easy and fast!

So easy to file a claim, and reimbursement is so fast - so much better than I had even hoped for, Thanks!
5

out of 5

POSTED: | BY: Gregory Cochran

Wish I had this coverage years ago!

Love the coverage, love the ease of claims. Wish there was something to encourage vets to use the VitusVet application. That would make Vet record retrieval so much better ( as proper documentation ( vet records) for claims seems to be my #1 frustration! When you have claim issues, the process seems broken, some documentation/communication/records is on and through My.petinsurance.com, while other d/c/r are by mail. This is confusing and frustrating. I’ve heard from other people that this issue is why they badmouth the program.
5

out of 5

POSTED: | BY: Evangeline Charette

Making the best of a bad time

I appreciate pet insurance now. At first I thought that it was just another new fangled thing to buy for a puppy but decided that maybe it might be something to do. Then Ellie contracted a serious infection in her GI tract. Her vets were pretty conservative with their diagnostics and treatment recommendations but her bills were still over $1,000. I had thought that I could plan for her vaccinations and eventual spaying but the illness came out of the blue. I am very appreciative of the ease with which I could file the claim and get back to taking care of the puppy. Thanks!
5

out of 5

POSTED: | BY: Linda Day

Great

Love Nationwide
5

out of 5

POSTED: | BY: Justin Sanchez

This insurance makes my life better.

Quick, and Easy to make claims. The website is very user friendly. Best coverage and I feel secured my cat is covered. Good experiences with customer assistance as well.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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