Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patricia

The claim process is easy and quick.

Skyler is doing well. Thank you for processing the claim so quickly. Knowing we have the insurance encourages to seek vet care more routinely than we may have otherwise. This, of course, leads to a healthier and happier dog.
5

out of 5

POSTED: | BY: Brianna

Best pet insurance ever.

Vets are expensive. Whether you’re going in for vaccinations, stool sample, medications... you name it — the bill can be ridiculous. With nationwide pet insurance, I don’t worry about those things anymore. When I feel my dog needs to see a vet, nationwide makes it easy to feel comfortable taking her in and not worrying about the bill. They make it ridiculously easy to submit a claim. All you do is send a copy of your receipt, receive a confirmation email that your claim has been submitted and in a few weeks you have a check in the mail. It’s so simple. I love my dogs pet insurance so much, I’m actually considering switching my auto and renters insurance over to nationwide. I had an extremely bad experience with State Farm and if nationwide is half as good at auto insurance as they are for pet insurance... sign me up. 10/10 would recommend.
5

out of 5

POSTED: | BY: Robin

VERY HELPFUL

I have been so happy and grateful pet insurance is available to help with vet costs! It's been extremely helpful. Nationwide is also very prompt in returns. I have been very happy!! Thank you
5

out of 5

POSTED: | BY: Connie

Great service

Excellent service!
5

out of 5

POSTED: | BY: Annette-Quentin

Best Insurance Ever

Nicky Bella was a rescue whom we adopted 7 years ago. We previously had Nationwide for our previous rescue. Except for wellness visits, shots, etc, we really haven't had cause to use our insurance -- UNTIL the last few months when Nicky Bella developed major hind leg problem. We submit our invoice and receive full payment to our bank in less than a week - Usually 3 or 4 days. Couldn't ask for anything better, and not sure what we would do without this coverage now that Nicky Bella is aging and coming into some medical problems. Great Job!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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