Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristin Boggs

Quick and efficient claim processing

Nationwide continues to provide prompt and efficient claim processing for both of my dogs. I appreciate the ease of submitting a claim, and also being able to have the reimbursement sent electronically to me.
4

out of 5

POSTED: | BY: JULIEANN ARBOLINO

Reimbursement time is way too long.

The auto pay app is crap, and a REAL PITA. AND the reimbursement time for checks tskes way too long. You guys say it's as easy as taking a picture of the vet bill and emailing it to you. That doesn't work either. So, maybe you should go back to the drawing board and think about your paying clients ease of use, rather than thinking of yourselves.
5

out of 5

POSTED: | BY: Kelly Bagley

Nationwide has my back!

I have had many pets and had to make tough decisions based on budget at times. Having Nationwide takes that worry off the table. Knowing I am covered for the unexpected is a lifesaver.
5

out of 5

POSTED: | BY: Michael Cheffo

Fast service

Nationwide processed the claim for Ginger very quickly.
5

out of 5

POSTED: | BY: Jennifer

Aboustly relaiable

Thank you Nationwide for helping me and my baby Puggles guiding me through every step of the way when I most need it, I know I can always count on Nationwide.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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