Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Estella

My few words for Nationwide Pet Ins..; professional, efficient, caring, informative. Great company to date.

We think that Nationwide Pet Insurance has been a great company to work with. They have been efficient, professional, quick, caring and very informative. We have been recommending Nationwide to other families. We also informed our Vet about the efficiency of Nationwide. To date, excellent company.
1

out of 5

POSTED: | BY: Elizabeth

Outrageous Application of the “Congenital Condition” Exception to Deny Claim

Claim for healthy 9-year-old dachshund’s hernia surgery denied as resulting congenital condition. This male dog had one undescended testicle as a puppy. Neutering surgery required both traditional procedure and abdominal incision. It has been 8 years since the original neutering, and the site of the hernia is not far from the old incision, but is not ON it.. Nonetheless, the claim for surgery was denied on the basis of the undescended testicle. This is too attenuated to be plausible, particularly since the same insurance PAID for the neutering. Beyond disappointed. Appealed without result.
5

out of 5

POSTED: | BY: Theresa

Couldn't do it without you!

The BEST thing I could have done for my baby! She unexpectedly needed 2 surgeries in the last 2 years and I was so happy I was helped out.
5

out of 5

POSTED: | BY: Patricia

Toad poisening

Very fast with both an explanation and the reimbursement.
5

out of 5

POSTED: | BY: John

Excellent Insurance Company

Nationwide has insured our last 4 dogs and their ease of service and timely payments have been a Godsend. I recommend them to every pet owner I meet who's looking for a way of controlling costs.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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