Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marie

Efficient claims processing

My experience in submitting and processing claims has been simple and really no issues encountered.
5

out of 5

POSTED: | BY: Nicola

Very responsive

It has been a really hard time for my lovely chocolate brown Labrador, so many visits to the vets, operations and medication. Nationwide Pet Insurance have really helped to take some of the stress out of it with hassle free claiming. It took a bit longer with the first claim but since then its has been really easy and quick. They always respond super quick to my email questions which is great too, and it is always a very detailed answer.
4

out of 5

POSTED: | BY: Regina

Good full coverage insurance

Nationwide is good insurance. Claims are paid more quickly. One negative is that every year cost goes up in some cases a lot. But if you want a company that covers everything then Nationwide is the one,
5

out of 5

POSTED: | BY: Patricia

Thank you for insurance.

Thank you
5

out of 5

POSTED: | BY: Mindy

Very fast claim processing and payment

Very happy we had this coverage! I was not expecting this accident and would not been able to afford the total cost at this time.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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