Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,245

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julia

love our insurance

I love the pet insurance we have for our maltipo. I have so much piece of mind that when she isn't feeling good I can take her to see her vet without worrying that I can't afford to do so. Nationwide pays out very quickly and have paid for almost everything we have submitted. I wish my human insurance was this good!
5

out of 5

POSTED: | BY: claudia

Pleasantt staff expedited claim quickly followed up

I would recommend Nationwide Pet Insurance because of my experience with them. It was the first time I had used them and they were helpful and responsive.
5

out of 5

POSTED: | BY: Andreea

Very happy with this insurance

Good insurance, very fast refunds. Thank you!
5

out of 5

POSTED: | BY: Melissa

Super happy with this pet insurance for my bearded dragon.

I definitely have gotten my money's worth out of this insurance. When I had an emergency with my bearded dragon, I was able to rush her to the vet without worrying how much it was going to cost me to get her well.
5

out of 5

POSTED: | BY: Melanie

Nationwide insurance was very fair in receiving , processing and reimbursing our claim

Nationwide insurance in great in processing and reimbursing our claim. They did request medical records to determine preexisting conditions. As a healthcare professional, this often normal procedure in processing claims for patients( non human and human) . They were very fair in their assessment. I am glad we got Nationwide Whole Pet Insurance for our pet. Nationwide Pet Insurance is No Kai Oi!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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