Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amy

So glad we have nationwide pet insurance wellness plan

We decided to go with Nationwide because they offer a wellness plan in addition to major medical. We have both for our two Golden Retrievers and hope we don't have to use the major medical, but have used the wellness for both dogs vaccines, preventative medications and office visits and the claim process was EASY. You can email, or fax the claims, forms available online. Customer service sends you email updates to keep you informed and I received my reimbursements via check within a short time. I just submitted two more claims for my one year old and new puppy and I got a notification the claims "are in process". I appreciate the prompt updates the the claims status as well as communication from claims processors if they have any questions they contact you via phone and email or whatever method you prefer. I highly recommend Nationwide Pet Insurance for wellness as well as major medical for peace of mind.
5

out of 5

POSTED: | BY: Lisa

So glad I went with Nationwide insurance

Getting Nationwide pet insurance is one of the best things I have done. The staff was pleasant and friendly. They answered all my questions. They have processed my claims fast and easy.
5

out of 5

POSTED: | BY: Doug Walters

A very easy company to work with

Atlas means the world to me. I was a police officer for 7 years and possibly have PTSD, but Atlas is one of the primary healing elements of my entire life. I know she's in good hands not just with the vet we've chosen here in Pennsylvania, but with the insurance company whose claims have helped us more easily afford the visits. Thank you for being so easy to work with, quick with claims processing, and for helping Atlas live the best puppy life possible. :)
5

out of 5

POSTED: | BY: Dave Goldberg

NW is great insurance and great to have for your pet!

I would you kid definitely recommend NW Insurance.
5

out of 5

POSTED: | BY: Antonio Salinas

Peace of mind dedicated to my dog!

Honestly I was just about to cancel my pet dog insurance and then I had to take my dog Onyx to the vet due to a toe nail injury he had while walking in my neighborhood! I paid over $400 for the visit and since I'm not currently working, I was thinking to save money and cancel my pet insurance. I submitted the claim and it was fully paid back to me! My dog is going to be 11 years o age this month of March and I can not think of canceling the insurance knowing that I have peace of mind knowing my dog will have the coverage he may need in some near future. The customer service is one of the best!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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