Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Amy Smith

Only one complaint

Easy to file claims. My only complaint is that teeth cleaning isn't covered.
5

out of 5

POSTED: | BY: Lourdes Carstensen

Love the service

Very happy with the support provided by the insurance
5

out of 5

POSTED: | BY: Matt L'Hommedieu

Unexpectedly Easy

Nationwide has made the claim process as easy as pie. I open the VitusVet app on my phone, create a new claim, fill out the needed information, and days later my reimbursement funds are in my bank. Even transferring the funds is easy with JP Chase. I titled this review “Unexpectedly Easy” because I almost didn’t believe that I would get reimbursed as easily as I have been when I first signed up. I thought Nationwide might nitpick some of our puppy’s office visits or something that nightmare insurance companies usually try to pull, but I have had no issues what so ever getting my claims accepted. I am extremely pleased so far with Nationwide and have suggested to many friends and family that they get a policy for their pets.
5

out of 5

POSTED: | BY: Nicole Acree

Happy with coverage

I've been very happy with Nationwide's coverage. It is very easy to submit a claim via the app and I receive coverage within a few days.
5

out of 5

POSTED: | BY: THERESA DIGRANDE

Very fast response..! Thankful for your services!

So grateful for Nationwide and the coverage they provide for our beloved pet. Unfortunately we've had to use it a few times already with Stella, but it's been a lifesaver (literally) for our family.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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