Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,521

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Demelza Reichenberg

Easy to file for claims

Easy to file for claims. Quick reimbursement.
5

out of 5

POSTED: | BY: Brian B

Adding a new FIV+ rescue cat to our policy

Signing up our newly rescued FIV+ cat was a very good experience. The representative, Melody, was very kind and informative. She walked me through the coverage available to him and explained what was excluded. The process was also made easier because the representative had access to our other policies, past and present, so I didn't need to re-provide much of the information. Melody was easy to understand over the phone, and was definitely attuned to the needs and --I don't know...vibe?--of pet parents. Our cats have been covered by Nationwide for several years now and Nationwide has earned, and continues to earn, our trust.
5

out of 5

POSTED: | BY: customer

Professional kind

Professional kind. Take the time to explain my concerns
3

out of 5

POSTED: | BY: customer

I still havent heard if we qualified…

I still havent heard if we qualified for the insurance and out pup is insured?
5

out of 5

POSTED: | BY: Audrey

Customer service was excellent!

Customer service was excellent!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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