Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eric

Awesome insurance for an awesome price!!!

Completely simple and easy to setup and execute. No problem. Looking forward to using your insurance company. I know my pet family members are fully covered.
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3

out of 5

POSTED: | BY: Melinda Hurst

Unsaved initial quote

I spoke initially to an agent 5/1/26 who gave me a quote. I wanted to think about it over the weekend and I was told it would be saved. When I called back Monday it wasn't saved and I wound up getting a quote that we more than previous. The gentlemen Chad told me he couldn't see on his end the previous quote. This was very disappointing. Chad was great. I was just upset by the situation
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3

out of 5

POSTED: | BY: Marci Lewis

The website was slow and it took…

The website was slow and it took several minutes of spinning before I could enter the info needed. Also I wanted $10k of coverage which is no longer an option. I did like the abilty to include wellness for a reasonable fee.
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4

out of 5

POSTED: | BY: customer

Agent was very thoughtful and…

Agent was very thoughtful and knowledgeable of coverage for my Parrot.
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5

out of 5

POSTED: | BY: Diane S

This will be my fourth furr kid that…

This will be my fourth furr kid that Nationwide protects. Their customer service is spot on. That’s why I came back for my new lil man Stewart🥰
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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