Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Randi Murphy

Excellent company Very quick response from filing to reimbursement.

Nationwide Pet Insurance has been excellent in reviewing my claims and sending reimbursement checks.
5

out of 5

POSTED: | BY: Kenneth

Pleased

Submitting claims is extremely easy
5

out of 5

POSTED: | BY: Hannah

Excellent service. All my claims were submitted seamlessly and my dog is protected!

Nationwide is worth the monthly costs. Living in New York my pup is constantly susceptible to getting sick or hurt and I feel settled knowing he has coverage. Last month he was badly attacked with unforeseen vet bills that I would have been stuck with but I was lucky to have Nationwide protecting us!
5

out of 5

POSTED: | BY: Gary Katz

Very pleased in the timely coverage

Very pleased with the speed we’ve been compensated
4

out of 5

POSTED: | BY: JAMES CECERE

Everyone should have pet insurance

AFTER HAVING MY FIRST RHODESIAN AND HAVING A LATE LIFE INCIDENT I TOOK INSURANCE ON MY NEXT RHODESIAN BENIN AS A JUST IN CASE NEED THE DAY WE PICKED HIM UP AS A PUPPY. WHAT HAPPENED TO BENIN IS NOT COMMON ACCORDING TO THE SPECIALIST CARE HE WAS UNDER. THE INSURANCE WHEN I CALLED AT THE START COULD NOT ACTUALLY DEFINE WHAT AREA THIS WOULD FALL UNDER FOR COVERAGE. i WOULD NEVER EXPECT FULL COVERAGE BUT WAS GRATEFUL FOR WHAT NATIONWIDE HELPED MY FAMILY WITH ON COVERAGE AND REIMBURSEMENT FOR BENIN. THE ISSUE THAT I AM CONFUSED ON IS WHY THE MANDATORY BACTERIA SHOTS WOULD BE 100% COVERED ONE WEEK BUT NOT THE NEXT? IT IS THE SAME SHOT MANDATORY TO CURE HIM AND NOTHING CHANGED ON WHY HE HAD TO HAVE THEM. INSURANCE IS CONFUSING HUMAN OR PET. THANK YOU FOR WHAT YOU HAVE GIVEN BACK AS IT WAS APPRECIATED AND TODAY I RECEIVED MY FIRST CALL FROM THE SPECIALIST THEY MAY HAVE STOPPED THE BACTERIA FINALLY AFTER SEEING THE CULTURE. ONLY TIME WILL TELL!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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