Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tracy

Great Pet Insurance,

I've used Nationwide for all of my pets. 3 dogs and 1 cat. I've never had any problems and Nationwide pays promptly and never tries to get out of paying their fair share. I recommend Nationwide to everyone that I know.
5

out of 5

POSTED: | BY: sue

Taking care of my pet

The cost of the insurance has drastically increased in the past two years. I hope this does not continue as I now insure three pets.
5

out of 5

POSTED: | BY: Bonnie

Paid very quickly

Our pup had to see the emergency vet - he was having trouble walking. Nationwide paid our claim in just a few day - with me out of work due to Covid-19 it was very much appreciated!!!
5

out of 5

POSTED: | BY: Janet

Nationwide has always been there for my Shetland Sheepdogs!

They are always prompt and efficient. If you have questions, call, as they will help you immediately. They were so supportive when we lost our sweet sheltie girl a year ago, as we miss her so much.
5

out of 5

POSTED: | BY: Rachel

Way better than I was expecting!!!

I was hesitant to buy pet insurance, I was afraid that I’d be paying a good amount $ monthly and that once I used the insurance they would pay as I hoped...but they have paid just as they promised!!! I would highly recommend this insurance
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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