Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,246

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Candi

Perfection

I am so happy that I made the decision to get pet health insurance. The claims are so easy to file and the payments are expedited immediately. Buying this type of insurance from. Nationwide is a no brained.
5

out of 5

POSTED: | BY: Samantha

Easy, Breezy, Beautiful....Pet Insurance

Nationwide claims are so easy to submit - it takes less than a minute and are always turned around promptly. Submitting the claim is very straightforward, and the detailed explanation of benefits is appreciated. It is comforting to know that when my dog isn't feeling well, Nationwide has our back!
4

out of 5

POSTED: | BY: Tina

Easy to submit claim & receive payment initially-now additional claims are not being reviewed and no customer service response

Claims are very easy to submit. The first few claims I received a phone call and follow up email within the 72 hours I was told at claim submission. Payment was made within a week. I was extremely impressed! Now no follow up phone calls or emails on current claims I submitted last week. Claim portal online does not even show the the claims I submitted and I have a copy of the acknowledgement that my claim was received that I printed out at the time of submission. It's been more than a week since I submitted additional claims and now nothing. Even if I saw them listed in the portal as pending or in process, I could understand that but there is nothing and the last email I sent last week has not been responded to. Just sent another email this morning....Hoping this is a covid-19 delay but a follow up email would be appreciated and makes a new customer skeptical when they were very fast 2 weeks ago with my very first 2 claims and now have seemingly disappeared except to send me this email to write a review.
5

out of 5

POSTED: | BY: Blaze

Absolutely wonderful experience

I make my claim through the Vitusvet app. The claim takes all of a minute and their claim processing time is lightning fast. They have covered everything as stated in the contract with no dispute. Though that's as it should be it's just a nice peace of mind.
5

out of 5

POSTED: | BY: John

Easy submission process, quick turnaround and efficient electronic payment(s) - and checking in on Mel periodically is nice

The claim process is an easy submission with a quick turnaround and efficient electronic payment(s). They have been checking in on Mel periodically which is nice.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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