Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laura

Thank you so much for being always when we need, and looking after Oliver's health

Nationwide is awesome, they are always when we need them and it's very easy to process the payments.
5

out of 5

POSTED: | BY: Sue

Best decision ever!

Having insurance for your pet is smart, using a company like Nationwide will be the best decision you ever make. Not only is it super easy to submit a claim, the processing time is phonimal. I received the insurance payment directly into my checking acct. within day even amid the COVID-19 crisis.
5

out of 5

POSTED: | BY: Paula

They are terrific

so far, they pay fairly quickly.
5

out of 5

POSTED: | BY: Carla

Everyone should have Nationwide for their pet(s)

I have had nothing but good experiences with your company. Not only with this yorkie, but also with his two predecessors - one of whom had cancer and kidney disease and his bvet bills would have been a hardship (which we still would have paid) if not for Nationwide. I am on a Facebook page for Yorkie loveres and I gave you a shout out when the subject of vet bills came up.
5

out of 5

POSTED: | BY: Michele

Nationwide was on our side with a quick response!

Walter, our 11 month old, had an emergency visit and the response from Nationwide was excellent! They covered the majority of our ER bill. Walter had a gastrointestinal illness that required overnight hospitalization. Having Nationwide support made this a much less stressful event. Great insurance. Highly recommend it.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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