Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michele

Nationwide was on our side with a quick response!

Walter, our 11 month old, had an emergency visit and the response from Nationwide was excellent! They covered the majority of our ER bill. Walter had a gastrointestinal illness that required overnight hospitalization. Having Nationwide support made this a much less stressful event. Great insurance. Highly recommend it.
5

out of 5

POSTED: | BY: Drina

Excellent insurance for an English Bulldog

My English Bulldog has constantly been to the vet for several different reasons including allergies. Nationwide Pet Insurance is highly recommended if you have a dog that is predisposed to having health issues. I am so happy that I purchased health insurance for my dog. I have had to file so many claims for him that I figured they would drop my insurance after the first year. They did raise my premium after the first year...however, I expected it due to the amount of times we visited the vet. I don't know what I would have done if I had not purchase pet insurance. Nationwide Pet insurance has been nothing but excellent and quick to cover claims. Thank you
5

out of 5

POSTED: | BY: Charles

Claims

Prompt and excellent claim service.
5

out of 5

POSTED: | BY: Robert

Nationwide Pet Insurance is the best.

With the coverage currently in effect under the present plan, I never have any doubts that Nationwide will continue to help me pay for the best possible medical program available for my pet.
5

out of 5

POSTED: | BY: Leah

Fast claim submission and reimbursement is all I can ask for

They fulfill their role as pet insurance provider efficiently and fairly. Claims are turned around quickly and getting your reimbursement is a breeze. Couldn't ask for more.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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