Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Teagan Rogers

Amazing

Beyond thankful to have an opportunity to have insurance on them. They mean the world to me and I cannot imagine they getting seriously hurt and my husband and I not being able to afford it. Pet insurance has helped us with yearly medications and visits; however, overall gives us the peace of mind that they will be covered if they were to get sick or hurt.
5

out of 5

POSTED: | BY: Cindy Ellis

Fabulous insurance

Easy claim process and wonderful benefits
4

out of 5

POSTED: | BY: Maria R

very satisfied

very satisfied with Nationwide. Claims can now be made online and response times are very fast. Also claim payments are electronic. For emergency situations such as dietary indiscretions the coverage is very good. For chronic diseases it is less but still there is some coverage.
5

out of 5

POSTED: | BY: Joseph Dempsey

Awesome customer service rep when I called

AWESOME! and a great piece of mind at a low cost for my main man Logan!!!
5

out of 5

POSTED: | BY: Simone Scheunert

Premium package doesn’t deliver as much as it should.

Spencer recently went in for an inflamed paw, while there vet noticed nails where long so she cut them. This was not covered. We have the most expensive coverage and I believed that wellness was part of that . I guess I missed that part .
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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