Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rexford

SuperSpeedy Claim Service

I really appreciate the ease of filling a claim.
5

out of 5

POSTED: | BY: Betty

Delay Delay and more Delay

I had a very difficult time to try to get reimbursed on my dog's claims. Nationwide stated he claims never received even though I had someone assisting me. We had to try numerous times to have the claim/questionnaire sent from the Vets to Nationwide. Delays delays and more delays. Nationwide requested information about my dog before he was even born! My dog was at the breeder from May 2019 to December 2019. They insisted on information about him when he was weeks old! I didn't own him then. sigh. I would highly recommend Michelle Santos for monitoring the claim/questionnaire. If it was not for her, I'd still be waiting.
5

out of 5

POSTED: | BY: Amalia

Nationwide makes it so much easier!!

Have had nationwide for 6 years going on 7. Always a smooth process for claims and answers regarding claims. Amazing customer service.
5

out of 5

POSTED: | BY: Flor

Great Service, thank you!

Definitely I recommend this insurance company. I told a friend of my great experience with this service.
5

out of 5

POSTED: | BY: Brittanee

Great Insurance and Service

I have been a customer since nationwide was underwriting for VPI, more than 10 years. I always recommend to new pet parents and even added my second dog the minute we got him. Over the years several improvements have been made like electronically providing payment, vet helpline, and companion articles with discounts included. They cover what many don’t and have smaller deductibles to do it with. Everyone I have recommended agrees how great the service is, extensive the coverage is and how quickly the process takes. Would highly recommend, it gives you such a peace of mind to have insurance when caring for your fur baby! Thanks nationwide, definitely on our side :)

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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