Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jenny

Easy to make claim

My cat needed emergency care, he was there for two days. It was easy to file my claim, it was processed quickly with no issues and I had a check within the week. I really appreciate how easy the whole process was and am glad I had the coverage.
5

out of 5

POSTED: | BY: Nancy McCreary

Worth the money

Have had this ins. through 3 dogs, 20 plus years. Only suggestion to people is to get it when dog is very young and has no pre-existing conditions. We have been very satisfied.
5

out of 5

POSTED: | BY: Gina Valdez

New Pet Insurance Owner

I have never had pet insurance. I had heard that it was not worth my time or my money. But I had heard good things about Nationwide and I signed up. They have been the best. When I have to file a claim there is an easy online process. They communicate with me at every step. Reimbursement is prompt. I have been impressed with the whole process. Wish I had done it sooner.
5

out of 5

POSTED: | BY: barbara montalbano

Very happy with this pet insurance company.

Always asking how my Fiona is. That is so nice showing that you care.
5

out of 5

POSTED: | BY: Gene Welsh

Great service

I am a very satisfied customer

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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