Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: barbara E

nationwide is always there for lucy!

i am so happy for nationwide. i didn't think when i got lucy she would be sick, but just took the insurance for a precaution. i am so glad i did. this is the first time i ever had insurance on my pet. nationwide so far has done an outstanding job meeting our needs.
5

out of 5

POSTED: | BY: Jalena Fonseca

Very easy claim process & quick reimbursement!

I compared several pet insurance companies. Nationwide offers the best coverage, different coverage deductibles & reimbursement percentages. With 3 dogs they are fully protected & we have peace of mind. Their dental cleaning was $300 each! With our coverage level, we were reimbursed 90%. Even when I deducted our monthly payments from the reimbursements, we were still ahead by $1100 we would have otherwise spent without their policies. I thought about cancelling their policies but once I worked out the figures, it wasn't worth it because I'd spent more money without these policies than with them.
5

out of 5

POSTED: | BY: Debrah Steward

AAA+ Pet insurance

I have had a great experience with Nationwide. Maks has had 2 emergencies the past 2 years. Both injuries were covered and payments were quick. The claim process is so easy. Using the app all you have to do is input a few details, take a picture of the invoice and click submit. Easy. I highly recommend Nationwide pet insurance.
5

out of 5

POSTED: | BY: Sally Meyerhofer

Processing a claim

The ability to place and claim online now and reimburse in about a week is awesome!
5

out of 5

POSTED: | BY: Jacob Donegan

Fairly Painless

It was a fairly painless process to submit a claim. I just wish there was a way to update a claim with further costs related to the initial issue.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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