Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Alison

Not sure wellness care is worth it

Hello. While we have found the injury coverage invaluable, especially for our older dog Beau, the wellness coverage isn't so good. Nationwide has finally started to pay less for Beau (he is 14 and has cancer) but, the coverage has been fantastic and helped us to look after Beau. The well ness coverage we have for Elsa as well as injury, doesn't even cover Elsa's annual exam so I do not feel we are getting value for money for that and I will probably cancel it soon.
5

out of 5

POSTED: | BY: Erin

Every pet owner needs pet insurance!

Pet insurance is a must! I recently took my dog in for her annual wellness exam and to update a few of her vaccines. She needed a few extra vaccines since we moved to a different state. I was concerned about the cost, but fortunately Nationwide reimbursed well over 90% of the claim! Pet insurance allows my dog to get the best care and it doesn’t cost me a fortune. Initially, I was skeptical that nationwide might not cover as much of my claims as advertised, but so far I have been very pleased. We even had to deal with a bought of stomach/colon issues and an emergency vet visit earlier this year which was around $450 out of pocket, but it was largely reimbursed.
5

out of 5

POSTED: | BY: Sandra

Nationwide is really GREAT !!

Thx for being here.
5

out of 5

POSTED: | BY: Nichole

You guys are great!

Nationwide has been so great. Every claim has been processed in a timely manner. I wish I would receive a phone call when more information is needed regarding the claim otherwise it takes forever. I thank everyone of you at nationwide for giving my dogs the best protection!!
5

out of 5

POSTED: | BY: Katie

Easy Claim Submission

The Nationwide VitusVet app make submitting claims so easy.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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