Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Christine

Better be safe than sorry! Totally worth it

This is the best investment a pet parent can make. It brings such a relief knowing that if anything were to happen to my pups I’ll be able to afford the care they need. Having the wellness insurance also helps me make sure we never miss an appointment and my pups always get their shots on time!
5

out of 5

POSTED: | BY: Frances curtis

I love this company

Heidi has been in my family almost 13 years. We have had pet insurance since the day she came home. Thank you for being so amazing
5

out of 5

POSTED: | BY: Judy Ward

Quick response to claim

Quick response
5

out of 5

POSTED: | BY: Kathy Rallo

Great service!

Quick and easy filing claims.
4

out of 5

POSTED: | BY: Michelle

Long Wait

I’ve had my pet insurance for two dogs for almost a year and only had to use it once. Paying almost $1000 to be reimbursed only $700 for a $1100 claim. I felt like I got the run around while trying to get reimbursed for my claim and it took almost two months to get paid. It’s also not like human medical insurance as you have to come up with the money to pay your vet in advance anyway. Definitely have to look at risk vs. reward to decide if it’s worth it. My dogs go hard, so I’ll be keeping it for now!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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