Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gail

Great benefit to dog owners

We didn't even know this was an option, but this really helps us care for our dog at times we may not have went to the vet before.
5

out of 5

POSTED: | BY: Kiatrell

Absolutely love sit

Haven’t had any issues or problems and definitely worth it ! It’s been a huge help for our Sophie’s health!
5

out of 5

POSTED: | BY: Jo-Anne Vail

Attentive and excellent service on processing claims

I appreciate great services, whether by phone or receiving replies on claim submissions. Overall the care and thoughtful emails reaching out asking how my pup is doing. She has a wonderful doctor at So. Cape Veterinary Clinic and is in excellent health.
5

out of 5

POSTED: | BY: john bland

Very pleased with your coverage and caring for Oliver

I have used you for a number of years and plan to stay with you, thanks for your help.
5

out of 5

POSTED: | BY: Debbie Thompson

Nationwide Provides Peace of Mind

I'm so fortunate to have Nationwide Pet Insurance offered through my employer. This makes it so convenient and we also receive a discount on the premium. As a pet owner, you never know what health issues may arise with your pet and I never want to be faced with not being able to get the care my dog needs. My Rottweiler Sophie tore both her ACL's which required two separate operations to make the necessary repairs. This was very intense sand costly surgery. I didn't think twice about it because I knew Nationwide had my back and would cover the surgeries. This is the best peace of mind that a pet parent could have!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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