Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kristy

Best pet insurance Bar None

We have now insured 3 dogs through Nationwide and we could not be more pleased. They cover everything down to vaccines to emergencies. The claim process time is impressive. Claim submission is a breeze. Having these policies ensured that when my last two boys became ill, that I could just focus on their care and not have to worry about the financial aspect. These policies are a must have for responsible pet parents!
5

out of 5

POSTED: | BY: Ryan Heath

Great Experience

Submitting is easy with app and reimbursement is very timely
5

out of 5

POSTED: | BY: Kathleen Walsh

Best decision ever!!

Nationwide's team of professionals are always there for questions, assistance, and they answer the phone! Filing claims is a very simple process and the refunds arrive in record time. I volunteer with a cat rescue, Billy the Kidden Rescue, in Virginia Beach and I let everyone know about this amazing pet insurance company!!
5

out of 5

POSTED: | BY: Julie Hartman

What would I do without pet insurence ?

I can do all claims through my phone and takes just minutes! The response time has been super fast with Nationwide!!
5

out of 5

POSTED: | BY: Jennifer Wild

You guys are the best!! I am so happy with Nationwide!

I am so thankful that I can submit a claim at anytime and that there is not an expiration date of when I need to submit my claim! You guys are the best!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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