5
out of 5
POSTED: | BY: KB
Excellent for Rabbits, Easy Claims Service
A fantastic option for rabbits and exotics, as well as cats and dogs.
I thought I was being a paranoid nutcase when I got Yogi (a bunny) vet insurance but I can honestly say it was the best decision I've made in years.
Whether or not Nationwide's pet insurance is worth it is likely dependent on how many pre-exisiting conditions your pet has. Nationwide is very transparent when you sign up for the 90% of everything coverage plan (Whole pet with wellness). They send you a document listing pre-existing conditions that will be excluded from coverage. It is super important to note that you CAN contest these, and that if a condition has been cured and your animal has not received treatment for it in 6 months, they will remove it as a pre-existing condition. But only if you file for it to be removed. When I signed Yogi up, they listed two pre-existing conditions (soft tissue injury and a food allergy) but I was able to submit further documents to prove these were either no longer applicable or not accurate and now he has no exclusions on his policy!
A month after signing up, Yogi developed a antibiotic resistant URI. The vet bills have been astronomical as the vet tried to treat it and rule out other possible causes. And if that wasn't enough, he then had a bout of GI stasis that warranted an emergency room visit. But Nationwide has covered everything. I have never had to debate getting the best possible care for Yogi vs how much I could afford to spend.
The claims process is super easy and all of my claims have been approved and paid within 10 days of submission.
Seriously so grateful to Nationwide Pet Insurance