Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elaine

Thank you, Thank you, THANK YOU!!!

Thank you, thank you, thank you. From the bottom of my heart. Hamachi has been with me for 11 years, since she was a puppy and she hasn't had many health problems until this year. It's been one thing after another. At one point our normal vet didn't feel confident treating her because the case was so complex that he suggested we go to a specialist. Thanks to Nationwide, I didn't even have to think twice. She's on the mend and still dealing with some complicated issues and medication regimes but she's doing muuuuuuch better.
5

out of 5

POSTED: | BY: Kelly Gaunce

Best insurance policy that I have ever paid for.

Thank you Nationwide! Bryzzo loves your insurance and so do I.
5

out of 5

POSTED: | BY: Shari Gonzalez

Makes everything so easy, you only have to worry about the health of your pet.

We've had Nationwide since we adopted our puppy that is now a year and half old. We've had a few leg sprains and had to go to the vet to get treatment. Having that covered along with all of the preventative care makes things so much less stressful. Claims are always paid per the original agreement (pre-existing ear infection was not covered) and always paid quickly. Love the customer service and the app.
5

out of 5

POSTED: | BY: Robin Canady

Nationwide reps are kind and have helped so much during Zeeva’s treatments.

Working thru Zeeva’s health Issues has been stressful even more so during today’s pandemic issues. Everyon3 at Nationwide is somhelpful to us and the vet clinic reps.
5

out of 5

POSTED: | BY: Karen E

Exceeded my expectations

This is the second pet I have insured with Nation Wide. I am very pleased at the clear communication of what is covered and the very reasonable premium. This time I picked up the wellness rider and they have paid every check up claim. When our previous dog passed they prorated the premium for her last month. Which I did not request.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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